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Barn Roof fell on my Starliner!!!
- Thread starter Needafunboat
- Start date
The photos I took of my friends situation proved very valuable to the insurance company and all people with damaged property. I actually took them because my friend could never get there to see until after dark. even if you think everything will be fine in the end take lots of photos in case it gets ugly and insurance companys start to battle. your friend may be a swell guy but his ins. company stands to lose money and who knows what may happen. what if they say he is not covered for storing others property or he should have had garage keepers ins.? it goes without saying to go to extremes to cover your own azz. best of luck, hopefully the boat is fine and wont need any repairs. and by the way, in my opinion, the last thing I ever want on my checkmate is PAINT! did checkmate ever paint their boats? I know neither of the two I have owned were painted. happy new year to all!!
HobieHernandez
Active member
Hope she is ok,,Her sister is a nervous wreck about it..Hopefully it won't be to bad..GOOD LUCK and may 2009 be a better year for you...
winter
Active member
sorry for getting my sympathies in here late, i've been a bit busy and haven't check the site as often as usual. Wow. This is a true bummer, so sorry for the heartache! I think it's one of those things that you feel horrible bc you don't know what the extent of the damage is right now. Knowing that will help you start planning your next move, but until then, it's tough. I'd hope the ins. company starts getting busy and i'd think digging it out would be a priority so no further damage can happen. Of course, let's hope a fine pontoon boat sacrificed itself for a truely cool boat 
Big Red
Well-known member
All the home owners insurance I have dealt with will not cover anything in a building that can be registered and insured such as a car, truck, boat, motorcycle, They will only cover lawn-mowers, 4 wheeler's, tractors etc. And unless you have a separate policy on the building most homeowners insurance will give around 3000 for other structures.
I have a separate policy on mine for 35,000. on the building and 25,000 on contents in it and the boat and cars inside have their own policy. My homeowners will only give you 2,750 on other structures.
I have a separate policy on mine for 35,000. on the building and 25,000 on contents in it and the boat and cars inside have their own policy. My homeowners will only give you 2,750 on other structures.
Needafunboat
Active member
Good news!!
Well another buddy of mine went up and checked it out in a bit more detail. He confirmed that the rafters didn't smash anything too badly. He is sending me some more detailed pics, which I'll post when I get them.
He said "It might just be some scratches and stuff". Which is of course not great, but better than a trashed boat. I'll see what insurance will cover.
The rafters are being held up by the pontoon boat and the wall, so it's possible (likely) that when they start cutting the roof into manageable pieces, more damage could result. I will be there for sure when they start to demo that barn!
So it at least appears to be repairable. With the south-east MI economy at the epicenter of the downward spiral, I was really struggling with buying a more expensive boat... and it's just hard to go smaller once you have some thing that fits the family so well. Keeping the starliner is by far the best option!
I'm going up in 2 weekends to get in there and maybe try to brace some stuff up better.
Thanks again for all of the kind words and thoughts!
Well another buddy of mine went up and checked it out in a bit more detail. He confirmed that the rafters didn't smash anything too badly. He is sending me some more detailed pics, which I'll post when I get them.
He said "It might just be some scratches and stuff". Which is of course not great, but better than a trashed boat. I'll see what insurance will cover.
The rafters are being held up by the pontoon boat and the wall, so it's possible (likely) that when they start cutting the roof into manageable pieces, more damage could result. I will be there for sure when they start to demo that barn!
So it at least appears to be repairable. With the south-east MI economy at the epicenter of the downward spiral, I was really struggling with buying a more expensive boat... and it's just hard to go smaller once you have some thing that fits the family so well. Keeping the starliner is by far the best option!
I'm going up in 2 weekends to get in there and maybe try to brace some stuff up better.
Thanks again for all of the kind words and thoughts!
Needafunboat
Active member
No real good update. I was going up this coming weekend, but there is still too much snow up there.
My plan is to go up and cut the roof into smaller pieces and get them out of the way - then at least I can assess the damage and cover the boat up properly. I still won't be able to actually move the boat until they drag the pontoon out, but it will help prevent any further damage. I do need to wait until the snow melts though, from the pics I've seen, there is no point in going up now.
Ross - if you are free the weekend I go up, any help would be appreciated.
My plan is to go up and cut the roof into smaller pieces and get them out of the way - then at least I can assess the damage and cover the boat up properly. I still won't be able to actually move the boat until they drag the pontoon out, but it will help prevent any further damage. I do need to wait until the snow melts though, from the pics I've seen, there is no point in going up now.
Ross - if you are free the weekend I go up, any help would be appreciated.
ross
Well-known member
just let me know what weekend it will be...also exactly where the boat is.......we lost alot of our snow over here and depending on how much is where it is i can probley get my truck to it
i also have access to a couple snowmobiles if needed! -ross-
Needafunboat
Active member
The pics I have are of snow and a couple corners of a pontoon boat sticking out. Not one square inch of maroon gel coat! That's the main reason I'm not doing the 2.5 hr drive to see it. Going there and being totally helpless would be worse. Plus the owners don't want me cutting that tin can of a building open until the HO insurance processes the claim (STILL not done).
4 ft of snow on a 20x40 roof is too much to deal with.
Ross - it's down in waters, right off of old 27. Exactly 45 min from the launch I used on Elk. It's plowed right to the barn - actually up against the door. I know a guy with a backhoe up there that would be needed to clear the door out. Really I just want to get the roof cut up and off the boat. The HO company can deal with the rest.
4 ft of snow on a 20x40 roof is too much to deal with.
Ross - it's down in waters, right off of old 27. Exactly 45 min from the launch I used on Elk. It's plowed right to the barn - actually up against the door. I know a guy with a backhoe up there that would be needed to clear the door out. Really I just want to get the roof cut up and off the boat. The HO company can deal with the rest.
this winter has been too long & nasty for sure , good luck its got to be frustrating 4 u
Needafunboat
Active member
Pictures
OK, here is a link to my buddy's album - check out the last 8 or so pictures. I think this link should work - it took a little while to come up for me but I could access from several different computers so you guys should be able to see it.
[FONT=Arial, Helvetica, sans-serif]http://www.kodakgallery.com/ShareLanding.action?c=8fcbyk5c.cnjble5c&x=0&h=1&y=ejvf81&localeid=en_US[/FONT]
Pics 28 and 29 -- there should be a peaked roof on that pole barn! Check the snow depth.
As you look at the barn, my boat is on the left hand side. Pontoon is on the right and a little jetboat is angled infront of the 2 boats, up by the door.
Pic 33, you can see the tip of a pontoon
Pics 31, 34-36 - my boat is under there. Jetboat is in the foreground, my boat is under the roof there. It's maroon with a blue cover --- can't see it.
The rest of the pics, I have no idea...
My buddy told me he could see my ski pole and it's bent. Unfortunately I don't think it would bend -- it would pull out of / push through the splashwell first. I'm going to start a new thread to see if anyone knows a good repair shop in the area to at least start that process.
OK, here is a link to my buddy's album - check out the last 8 or so pictures. I think this link should work - it took a little while to come up for me but I could access from several different computers so you guys should be able to see it.
[FONT=Arial, Helvetica, sans-serif]http://www.kodakgallery.com/ShareLanding.action?c=8fcbyk5c.cnjble5c&x=0&h=1&y=ejvf81&localeid=en_US[/FONT]
Pics 28 and 29 -- there should be a peaked roof on that pole barn! Check the snow depth.
As you look at the barn, my boat is on the left hand side. Pontoon is on the right and a little jetboat is angled infront of the 2 boats, up by the door.
Pic 33, you can see the tip of a pontoon
Pics 31, 34-36 - my boat is under there. Jetboat is in the foreground, my boat is under the roof there. It's maroon with a blue cover --- can't see it.
The rest of the pics, I have no idea...
My buddy told me he could see my ski pole and it's bent. Unfortunately I don't think it would bend -- it would pull out of / push through the splashwell first. I'm going to start a new thread to see if anyone knows a good repair shop in the area to at least start that process.
winter
Active member
Chit, this really stinks. I had though this was a much larger pole barn that what I'm seeing. Yeah, no doubt there is going to be damage, but i think you'll find it to be better than expected. As long as the shell is decent, you have something to work with. What would piss me off is the ins. co. dragging their feet. It doesn't look like it would take too long to get a backhoe in there and tear away some metal. Luckliy it would seem cold enough to not have caused any water damage... yet. Get on someones arse up there!!!
Needafunboat
Active member
Yeah - if I'm the one in there cutting up the roof, I need to wait for some of that snow to melt. I'll probably go up as soon as it starts to thaw a bit.
The insurance company has been out 3 times now and no demo plan yet. It's hard since the barns and garage we use to store our stuff is owned by 4 people (my buddy and 3 of his relatives). So it's a bit of mess on that front.
I checked out lakeside's restoration site and boy, is that encouraging. Jamie and his guys could fix just about anything. Not sure I can get the boat all the way out there, but it makes me realize everything is repairable. More a question of if it's practical to repair.
The insurance company has been out 3 times now and no demo plan yet. It's hard since the barns and garage we use to store our stuff is owned by 4 people (my buddy and 3 of his relatives). So it's a bit of mess on that front.
I checked out lakeside's restoration site and boy, is that encouraging. Jamie and his guys could fix just about anything. Not sure I can get the boat all the way out there, but it makes me realize everything is repairable. More a question of if it's practical to repair.
Big Red
Well-known member
I would fire the builder looks to me 2x4 rafters. Thats no barn thats a pole shed.
Sorry man for the mess I know you did the best you could to keep your boat dry. I know you must be in some kind of delima. Being so many owners that own that shed. The longer that boat sits more water damage. They must not care as much as you.
Sorry man for the mess I know you did the best you could to keep your boat dry. I know you must be in some kind of delima. Being so many owners that own that shed. The longer that boat sits more water damage. They must not care as much as you.
